Privacy Policy

Effective date: 01/10/2025

This Privacy Policy explains how veterans-life.com collects, uses, discloses, and safeguards personal information in connection with our lead-generation services for life insurance. This policy is designed to comply with applicable U.S. federal laws and California privacy laws, including the California Consumer Privacy Act as amended by the California Privacy Rights Act (CCPA/CPRA). If you are a California resident, please review the California Notice at Collection and Your California Privacy Rights sections below.

veterans-life.com is a lead generator. We are not an insurance carrier. We connect consumers with licensed insurance providers, agents, and marketing partners who may contact you to provide quotes or information about insurance products.

Notice at Collection for California Residents

We collect the personal information categories listed below for the business and commercial purposes described in this policy. We may sell or share personal information for cross-context behavioral advertising as those terms are defined by the CCPA/CPRA. You have the right to opt out of the sale or sharing of your personal information at any time. See the Your California Privacy Rights section for how to exercise your rights.

Categories of Personal Information We Collect

Depending on your interactions with us, we may collect:

  • Identifiers: name, postal address, email address, phone number, IP address, device identifiers

  • Customer Records: insurance interests, household information, marital status, date of birth or age range

  • Protected Classifications (voluntarily provided): military affiliation, veteran status, spouse or dependent status

  • Internet or Network Activity: browsing history on our site, pages viewed, links clicked, form interactions, referring URLs

  • Geolocation Data: general location based on IP or with your device settings

  • Inferences: preferences or likelihood of interest in certain policy types

  • Audio Data: call recordings for quality assurance and compliance, when you call us

  • Sensitive Personal Information under CPRA: precise geolocation only if you enable it; we do not intentionally collect government IDs, financial account logins, or health diagnoses. If you submit sensitive data in a free-text field, we will use it only as needed to fulfill your request and subject to additional safeguards.

We retain personal information for as long as necessary to fulfill the purposes described, comply with legal obligations, resolve disputes, and enforce agreements. Criteria for retention include the type of information, the sensitivity of the data, the risk of harm from unauthorized use or disclosure, our legitimate business needs, and legal or regulatory requirements. Where feasible, we de-identify or aggregate data.

Information We Collect and How We Collect It

  • Directly from you: when you complete forms, request quotes, consent to be contacted, call us at +1 833 822 3284, or communicate with us by phone, text, or email

  • Automatically: via cookies, pixels, SDKs, and similar technologies when you visit our site

  • From partners and service providers: lead vendors, data verification services, analytics providers, ad platforms, and anti-fraud vendors

  • From publicly available sources: to validate contact details or reduce fraud

Purposes for Using Personal Information

We use personal information to:

  • Match you with licensed insurance carriers, agencies, and agents

  • Provide quotes, connect you with partners, and facilitate applications

  • Operate, maintain, and improve our website and services

  • Conduct analytics, attribution, and advertising measurement

  • Detect, prevent, and investigate fraud, abuse, and security incidents

  • Comply with legal obligations, industry standards, and contractual requirements

  • Record and monitor calls for quality assurance and compliance

  • Respond to your inquiries and provide customer support

  • Maintain records, audit interactions, and manage disputes

Cookies and Similar Technologies

We use first- and third-party cookies, pixels, tags, and device identifiers to enable site functionality, remember preferences, measure performance, and deliver or measure advertising. You can manage cookies via your browser settings and applicable cookie banners on our site. Some features may not function properly without certain cookies. Third-party analytics and ad partners may collect information over time and across non-affiliated websites to provide interest-based advertising.

Disclosures of Personal Information

We disclose personal information to:

  • Service Providers and Contractors: website hosting, CRM, call centers, texting platforms, email delivery, data verification, analytics, security, and customer support

  • Insurance Partners and Marketing Partners: licensed carriers, agencies, agents, and lead marketplaces so they can contact you with quotes and information

  • Advertising and Analytics Partners: to measure and improve campaigns and to deliver relevant ads

  • Legal and Compliance Recipients: to comply with law, enforce our terms, protect rights, or respond to lawful requests

  • Successors: in connection with a merger, acquisition, financing, or asset sale

Sale or Sharing of Personal Information

Under the CCPA/CPRA, some transfers to our advertising partners, lead marketplaces, or insurance partners may be deemed a sale or sharing of personal information. You can opt out at any time using the Do Not Sell or Share My Personal Information link on our site. We do not knowingly sell or share personal information of consumers under 16 years of age.

Federal and California Communications Disclosures

  • Telephone Consumer Protection Act (TCPA) and Telemarketing Sales Rule (TSR): If you submit your phone number, you consent to be contacted by us and our insurance or marketing partners at the number you provide, including via autodialed, prerecorded, and text messages for marketing purposes. Consent is not a condition of purchase. Message and data rates may apply. You can opt out of texts by replying STOP and request no further calls by telling the caller or contacting us.

  • CAN-SPAM Act: Marketing emails include an unsubscribe method. We honor opt-out requests within the timeframes required by law.

  • California Call Recording: Calls to or from us may be recorded for quality, training, and compliance. Where required, we provide notice at the start of the call.

Your Privacy Choices

  • Opt out of sale or sharing: Use the Do Not Sell or Share My Personal Information link on our site

  • Cookie controls: Use browser settings and our cookie banner to manage preferences

  • Marketing emails: Use the unsubscribe link in the email

  • Text messages: Reply STOP to end messages

  • Calls: Ask the caller to place you on our internal Do Not Call list, or contact us

Your California Privacy Rights (CCPA/CPRA)

California residents have the right to:

  • Know and access: request the categories and specific pieces of personal information we collected about you, the sources, the business or commercial purposes, and the categories of recipients

  • Delete: request deletion of personal information, subject to legal exceptions

  • Correct: request correction of inaccurate personal information

  • Opt out of sale or sharing: direct us not to sell or share your personal information for cross-context behavioral advertising

  • Limit use and disclosure of sensitive personal information: to the extent applicable, request that we use sensitive personal information only for limited permissible purposes

  • Non-discrimination: we will not discriminate against you for exercising your rights

How to Submit California Requests

Submit a request by calling +1 833 822 3284 or via the Privacy Request Form on this site. To protect your information, we must reasonably verify your identity before fulfilling a request, which may include matching information you provide with data we maintain. If you use an authorized agent, we may require proof of authorization and verification of your identity.

Metrics and Recordkeeping

To the extent required by law, we maintain records of consumer requests and our responses and may publish annual metrics.

Children’s Privacy

Our services are intended for adults. We do not knowingly collect personal information from children under 13. We also do not knowingly sell or share personal information of consumers under 16. If you believe a child has provided personal information, contact us to request deletion.

Information Security

We employ administrative, technical, and physical safeguards designed to protect personal information, including encryption in transit where appropriate, access controls, secure logging, and staff training. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Data Integrity and Retention

We take reasonable steps to ensure personal information is accurate, complete, and up to date for its intended use. We retain information according to the criteria described in Notice at Collection and delete or de-identify it when it is no longer needed, subject to legal obligations.

Cross-Border Transfers

We are U.S.-based and generally process personal information in the United States. If information is transferred to other jurisdictions by our service providers or partners, they are required to protect it in accordance with this policy and applicable laws.

Third-Party Websites and Services

Our site may link to third-party sites or services. We are not responsible for the privacy practices of those third parties. Review their privacy policies for more information.

Do Not Track

Some browsers transmit Do Not Track signals. Our site does not currently respond to these signals, but you can use our cookie tools and the opt-out mechanisms described in this policy.

Changes to This Policy

We may update this policy from time to time. The updated version will be posted on this page with a new effective date. Material changes will be highlighted or otherwise communicated as required by law.

Accessibility

We strive to make this policy accessible to people with disabilities. If you need this policy in an alternative format, contact us at the number below.

Contact Us

If you have questions about this Privacy Policy or would like to exercise your rights, contact:

veterans-life.com
Phone: +1 833 822 3284
Privacy requests: use the Privacy Request Form on this site

California-Specific Summary (Quick Reference)

  • We may collect identifiers, contact details, device data, insurance interests, geolocation, call recordings, and inferences

  • We use this data to connect you with insurance partners, provide quotes, operate and improve our services, and for security and compliance

  • We may disclose data to service providers, insurance partners, analytics and ad partners, and legal recipients

  • We may sell or share data as defined by CCPA/CPRA. Opt out at any time via the Do Not Sell or Share link

  • You may request access, deletion, correction, and opt out of sale or sharing without discrimination

  • We do not knowingly sell or share data of consumers under 16

    Privacy Policy

    Effective date: [insert date]

    This Privacy Policy explains how veterans-life.com collects, uses, discloses, and safeguards personal information in connection with our lead-generation services for life insurance. This policy is designed to comply with applicable U.S. federal laws and California privacy laws, including the California Consumer Privacy Act as amended by the California Privacy Rights Act (CCPA/CPRA). If you are a California resident, please review the California Notice at Collection and Your California Privacy Rights sections below.

    veterans-life.com is a lead generator. We are not an insurance carrier. We connect consumers with licensed insurance providers, agents, and marketing partners who may contact you to provide quotes or information about insurance products.

    Notice at Collection for California Residents

    We collect the personal information categories listed below for the business and commercial purposes described in this policy. We may sell or share personal information for cross-context behavioral advertising as those terms are defined by the CCPA/CPRA. You have the right to opt out of the sale or sharing of your personal information at any time. See the Your California Privacy Rights section for how to exercise your rights.

    Categories of Personal Information We Collect

    Depending on your interactions with us, we may collect:

    • Identifiers: name, postal address, email address, phone number, IP address, device identifiers

    • Customer Records: insurance interests, household information, marital status, date of birth or age range

    • Protected Classifications (voluntarily provided): military affiliation, veteran status, spouse or dependent status

    • Internet or Network Activity: browsing history on our site, pages viewed, links clicked, form interactions, referring URLs

    • Geolocation Data: general location based on IP or with your device settings

    • Inferences: preferences or likelihood of interest in certain policy types

    • Audio Data: call recordings for quality assurance and compliance, when you call us

    • Sensitive Personal Information under CPRA: precise geolocation only if you enable it; we do not intentionally collect government IDs, financial account logins, or health diagnoses. If you submit sensitive data in a free-text field, we will use it only as needed to fulfill your request and subject to additional safeguards.

    We retain personal information for as long as necessary to fulfill the purposes described, comply with legal obligations, resolve disputes, and enforce agreements. Criteria for retention include the type of information, the sensitivity of the data, the risk of harm from unauthorized use or disclosure, our legitimate business needs, and legal or regulatory requirements. Where feasible, we de-identify or aggregate data.

    Information We Collect and How We Collect It

    • Directly from you: when you complete forms, request quotes, consent to be contacted, call us at +1 833 822 3284, or communicate with us by phone, text, or email

    • Automatically: via cookies, pixels, SDKs, and similar technologies when you visit our site

    • From partners and service providers: lead vendors, data verification services, analytics providers, ad platforms, and anti-fraud vendors

    • From publicly available sources: to validate contact details or reduce fraud

    Purposes for Using Personal Information

    We use personal information to:

    • Match you with licensed insurance carriers, agencies, and agents

    • Provide quotes, connect you with partners, and facilitate applications

    • Operate, maintain, and improve our website and services

    • Conduct analytics, attribution, and advertising measurement

    • Detect, prevent, and investigate fraud, abuse, and security incidents

    • Comply with legal obligations, industry standards, and contractual requirements

    • Record and monitor calls for quality assurance and compliance

    • Respond to your inquiries and provide customer support

    • Maintain records, audit interactions, and manage disputes

    Cookies and Similar Technologies

    We use first- and third-party cookies, pixels, tags, and device identifiers to enable site functionality, remember preferences, measure performance, and deliver or measure advertising. You can manage cookies via your browser settings and applicable cookie banners on our site. Some features may not function properly without certain cookies. Third-party analytics and ad partners may collect information over time and across non-affiliated websites to provide interest-based advertising.

    Disclosures of Personal Information

    We disclose personal information to:

    • Service Providers and Contractors: website hosting, CRM, call centers, texting platforms, email delivery, data verification, analytics, security, and customer support

    • Insurance Partners and Marketing Partners: licensed carriers, agencies, agents, and lead marketplaces so they can contact you with quotes and information

    • Advertising and Analytics Partners: to measure and improve campaigns and to deliver relevant ads

    • Legal and Compliance Recipients: to comply with law, enforce our terms, protect rights, or respond to lawful requests

    • Successors: in connection with a merger, acquisition, financing, or asset sale

    Sale or Sharing of Personal Information

    Under the CCPA/CPRA, some transfers to our advertising partners, lead marketplaces, or insurance partners may be deemed a sale or sharing of personal information. You can opt out at any time using the Do Not Sell or Share My Personal Information link on our site. We do not knowingly sell or share personal information of consumers under 16 years of age.

    Federal and California Communications Disclosures

    • Telephone Consumer Protection Act (TCPA) and Telemarketing Sales Rule (TSR): If you submit your phone number, you consent to be contacted by us and our insurance or marketing partners at the number you provide, including via autodialed, prerecorded, and text messages for marketing purposes. Consent is not a condition of purchase. Message and data rates may apply. You can opt out of texts by replying STOP and request no further calls by telling the caller or contacting us.

    • CAN-SPAM Act: Marketing emails include an unsubscribe method. We honor opt-out requests within the timeframes required by law.

    • California Call Recording: Calls to or from us may be recorded for quality, training, and compliance. Where required, we provide notice at the start of the call.

    Your Privacy Choices

    • Opt out of sale or sharing: Use the Do Not Sell or Share My Personal Information link on our site

    • Cookie controls: Use browser settings and our cookie banner to manage preferences

    • Marketing emails: Use the unsubscribe link in the email

    • Text messages: Reply STOP to end messages

    • Calls: Ask the caller to place you on our internal Do Not Call list, or contact us

    Your California Privacy Rights (CCPA/CPRA)

    California residents have the right to:

    • Know and access: request the categories and specific pieces of personal information we collected about you, the sources, the business or commercial purposes, and the categories of recipients

    • Delete: request deletion of personal information, subject to legal exceptions

    • Correct: request correction of inaccurate personal information

    • Opt out of sale or sharing: direct us not to sell or share your personal information for cross-context behavioral advertising

    • Limit use and disclosure of sensitive personal information: to the extent applicable, request that we use sensitive personal information only for limited permissible purposes

    • Non-discrimination: we will not discriminate against you for exercising your rights

    How to Submit California Requests

    Submit a request by calling +1 833 822 3284 or via the Privacy Request Form on this site. To protect your information, we must reasonably verify your identity before fulfilling a request, which may include matching information you provide with data we maintain. If you use an authorized agent, we may require proof of authorization and verification of your identity.

    Metrics and Recordkeeping

    To the extent required by law, we maintain records of consumer requests and our responses and may publish annual metrics.

    Children’s Privacy

    Our services are intended for adults. We do not knowingly collect personal information from children under 13. We also do not knowingly sell or share personal information of consumers under 16. If you believe a child has provided personal information, contact us to request deletion.

    Information Security

    We employ administrative, technical, and physical safeguards designed to protect personal information, including encryption in transit where appropriate, access controls, secure logging, and staff training. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

    Data Integrity and Retention

    We take reasonable steps to ensure personal information is accurate, complete, and up to date for its intended use. We retain information according to the criteria described in Notice at Collection and delete or de-identify it when it is no longer needed, subject to legal obligations.

    Cross-Border Transfers

    We are U.S.-based and generally process personal information in the United States. If information is transferred to other jurisdictions by our service providers or partners, they are required to protect it in accordance with this policy and applicable laws.

    Third-Party Websites and Services

    Our site may link to third-party sites or services. We are not responsible for the privacy practices of those third parties. Review their privacy policies for more information.

    Do Not Track

    Some browsers transmit Do Not Track signals. Our site does not currently respond to these signals, but you can use our cookie tools and the opt-out mechanisms described in this policy.

    Changes to This Policy

    We may update this policy from time to time. The updated version will be posted on this page with a new effective date. Material changes will be highlighted or otherwise communicated as required by law.

    Accessibility

    We strive to make this policy accessible to people with disabilities. If you need this policy in an alternative format, contact us at the number below.

    Contact Us

    If you have questions about this Privacy Policy or would like to exercise your rights, contact:

    burial-coverage.net
    Phone: +1 833 822 3284
    Privacy requests: use the Privacy Request Form on this site

    California-Specific Summary (Quick Reference)

    • We may collect identifiers, contact details, device data, insurance interests, geolocation, call recordings, and inferences

    • We use this data to connect you with insurance partners, provide quotes, operate and improve our services, and for security and compliance

    • We may disclose data to service providers, insurance partners, analytics and ad partners, and legal recipients

    • We may sell or share data as defined by CCPA/CPRA. Opt out at any time via the Do Not Sell or Share link

    • You may request access, deletion, correction, and opt out of sale or sharing without discrimination

    • We do not knowingly sell or share data of consumers under 16